Thiruvananthapuram: The UDF government's Budget for 2026, presented by Chief Minister and Finance Minister V D Satheesan in the Kerala Assembly on Friday, unveiled a range of initiatives aimed at expanding health insurance coverage and strengthening social welfare across the state.

A major announcement in the Budget was the launch of the Oommen Chandy Health Insurance Scheme, a universal healthcare programme that will provide free medical coverage of up to ₹25 lakh for every family in Kerala. The government has allocated ₹10 crore towards the initial implementation expenses of the scheme, which is expected to enhance access to quality healthcare and ease the financial burden of treatment on households.

Medisep to undergo overhaul

The Budget also proposed a comprehensive restructuring of the Medisep health insurance scheme for government employees. Satheesan said the existing programme would be revamped to improve its effectiveness and address concerns raised by beneficiaries. Detailed guidelines for the revised scheme are expected to be announced in the coming months.

Better insurance protection for fishermen

As part of its welfare measures, the government announced plans to strengthen accident insurance coverage for fishermen and allied workers. The revised scheme is intended to provide greater financial security to those engaged in the fisheries sector, which involves significant occupational risks.

E-stamping facility for private insurers

The Budget further proposed extending the e-stamping facility to private insurance companies. The government said the move would help ensure that stamp duty generated from insurance policies purchased in Kerala remains within the state, thereby improving revenue collection and streamlining administrative procedures.

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